Important Disclosures

HELOC Disclosures

Important Information About Home Equity Lines of Credit

Your home is the collateral for this line of credit
You could lose your home if you do not meet the obligations of the line of credit
Variable rates may increase your payment amount
There may be tax implications - consult your tax advisor

Rate and Fee Information

All rates and fees are subject to change and may vary based on creditworthiness, loan amount, and other factors. The Annual Percentage Rate (APR) includes interest and certain fees.

HELOC APRs range from 6.10% to 14.74%
Personal Loan APRs range from 5.99% to 24.99%
Origination fees may apply
No prepayment penalties

Equal Housing Opportunity

ORQA is committed to fair lending practices and equal housing opportunity. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, or familial status.