Terms of Service

Acceptance of Terms

By accessing and using ORQA's services, you accept and agree to be bound by the terms and provision of this agreement. These terms apply to all visitors, users, and others who access or use our service.

Use of Services

You may use our services only for lawful purposes and in accordance with these Terms. You agree not to:

• Provide false or misleading information in loan applications
• Use our services for any unlawful purpose or to solicit unlawful activity
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt our services or servers

Loan Terms

All loans are subject to credit approval and verification of information. Loan terms, including interest rates and fees, will be disclosed in your loan agreement. ORQA reserves the right to modify or discontinue loan products at any time.

Limitation of Liability

ORQA shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

Changes to Terms

We reserve the right to modify these terms at any time. We will notify you of any changes by posting the new Terms of Service on this page and updating the "Last updated" date.